Software Engineer

Job Description Software Engineer Role details Salary : $180K - $230K On-site work policy: 4 days in-office in NYC, New York (Monday–Thursday, WFH Friday) Full-time position Location: New York, NY Equity: Competitive equity Visa sponsorship details: Open to visa transfers (e.g. OPT, H1B transfers) Hiring Count: Looking to hire 3 - 4 candidates for this role Tech stack: Go, Node.js, Docker, Kubernetes, Terraform, PostgreSQL, REST APIs, gRPC, AWS About this role We are looking for a Backend / Full Stack Engineer with 2+ years of experience to join an engineering team building financial infrastructure that already processes billions of dollars in nonprofit payments. You'll own systems end to end – from architecture to shipping – working directly with founders and leadership with zero layers in between. This is a high-autonomy role where your judgment and opinions directly shape what gets built, not just how. We need engineers who have strong technical convictions, communicate clearly, and thrive in a fast-moving environment where whiteboarding, debating, and shipping are the norm. What you will be doing Building and owning backend server applications and components that power Chariot's payment platform end to end – from design through production Contributing to architecture decisions across APIs, backend systems, and infrastructure – helping define team standards and best practices Collaborating directly with founders, product, and engineering through whiteboarding sessions and technical debates – strong opinions loosely held Improving real-time monitoring and alerting capabilities to better understand user behavior and iterate on the product Taking on a wide range of engineering projects across the platform – the team intentionally avoids siloed product lines so you'll work across the full stack. Requirements Baseline Seniority Required : 2 - 10 years of experience in backend engineering Work experience Required : Experience at a reputable, growing company (Capital One-tier or faster), preferably a VC-backed startup Required: Owned and built scalable backend systems end-to-end Education Required : Bachelor's degree in a technical field Hard skills Required: Production experience with Docker and Kubernetes Nice-to-have: Work experience Nice to have : Fintech or payments infrastructure experience Hard skills Nice to have: Proficiency in Go or Node.js Nice to have: Experience with Terraform and AWS infrastructure