Senior Risk Manager

About the Client Our client is an international Electronic Money Institution that provides multi-currency business accounts, payment processing, and corporate card issuing services. Catering to businesses across various sectors, they offer access to payment networks such as SWIFT and SEPA for international transactions. Clients can manage their finances through online banking and mobile applications. Role Overview As the Senior Risk Manager, you will be responsible for ensuring a robust and effective risk management framework across the business. This role combines hands-on risk management with strategic oversight, working closely with senior management and key business functions to identify, assess, mitigate, and monitor risks in line with regulatory requirements and the company's objectives. Key Responsibilities Develop, implement, and maintain the enterprise-wide risk management framework in line with the company's strategic objectives. Manage and monitor financial, operational, regulatory, liquidity, fraud, cybersecurity, and third-party risks. Act as a key independent risk oversight partner, providing regular risk reporting, analysis, and recommendations to senior management and relevant governance committees. Ensure the risk management framework meets regulatory expectations applicable to Electronic Money Institutions. Establish and maintain risk policies, KRIs, risk assessments, incident management processes, and business continuity planning. Monitor the company's overall risk profile, identify emerging risks, and ensure appropriate mitigation measures are implemented. Collaborate with Compliance, AML, Finance, Product, Engineering, and other teams to embed effective risk management practices into business processes. Support risk-related regulatory engagements, audits, and governance activities. Requirements 4+ years of progressive experience in Risk Management within fintech, banking, payments, or regulated financial institutions, including experience in a senior or lead-level role. Proven experience in an Electronic Money Institution (EMI), Payment Institution (PI), or banking environment, with a strong understanding of applicable regulatory frameworks. Deep knowledge of enterprise risk management, operational risk, financial risk, liquidity risk, fraud risk, outsourcing risk, and governance frameworks. Experience interacting with financial regulators, external auditors, and senior management or Board-level committees. Strong analytical, strategic thinking, and decision-making capabilities. Excellent stakeholder management and communication skills. Languages: English. Key Soft Skills Strong leadership and stakeholder management skills. High level of integrity, independence, and professional judgment. Strategic mindset with excellent analytical and problem-solving abilities. Ability to influence senior stakeholders and promote a strong risk culture across the organization. Resilience and ability to make sound decisions in a fast-paced, regulated environment. What We Offer Competitive salary aligned with experience. Collaborative and transparent team culture. High-impact role in a scaling fintech company. Recognition of personal milestones and achievements. Social benefits.